There are various methods by which players can acquire more money in Cities: Skylines, though the most common way is to experiment with your city’s taxes.
Overview
Players can enjoy city building simulation elements and explore an open-ended world in this thrilling video game, Cities: Skylines. You are invited to engage in urban planning by managing public services, zoning, road placements, and public transport in a city. Additionally, it is your responsibility to manage the city’s pollution, budget, and employment levels, among other things.
When you first start playing the game, you will find an empty plot of land with an interchange exit from a nearby highway. Players should allocate different types of zones, provide basic services to the city, and build roads. As the city expands, you can unlock new improvements, however, you have to purchase them with the in-game currency.
Why is money important?
Players can select their preferred gaming mode before they start playing the game. This means that you can either play the game with a limited or unlimited amount of money. The game focuses on growing and expanding a city, and this requires money.
If you do not have the required funds available in the limited money mode, you will not be able to properly grow and progress in the game. The in-game currency thus plays a crucial role in the game, as you cannot expand your city or advance in the game’s storyline without it. That being said, it is recommended that you carefully plan your city’s budget.
How to make more money in Cities: Skylines
Even though you cannot spend all of your money in the unlimited mode, you can do so in the limited mode if you do not plan accordingly. Luckily, there are various methods players can use to obtain more money. The first thing that you can do is experiment with your city’s taxes.
Your taxes will be low when you first start building your city, but it can increase as you advance in the game. If you raise your taxes too high, you might see a dip in the population, while substantially low taxes will cause a population increase. You should thus find the perfect balance.
You will earn money when you reach certain milestones in the game. Players should note that they do not have to introduce some services until they are necessary. Even if it is tempting to build a police station when you unlock it, it might not be needed for your city. You should only build it, and other facilities once your city really needs them.
Can zoning influence your money?
Zoning might seem like a simple feature, but it can greatly influence how much money you have. Players will need to have a good balance between residential and commercial zoning. You should ensure that you do not overcrowd your residential areas with too many businesses, because your citizens do not want to live in a bustling, commercial area.
In the same breath, you have to ensure that your commercial areas have a lot of space and are spread out well. The flow of goods and services will be negatively affected if it is too cluttered. When you are building a new area, you can place a grocery store in a residential area, as this would be convenient for your citizens.
Therefore, you can make money from your residents if you keep them happy. Players should carefully consider their zoning.
Investing
It is advised that you meticulously balance how much you invest, as it can be a great way to make and manage money. Players should experiment with how much money they want to allocate to services like law enforcement, utilities, and growth, amongst other facilities.
Players should try to find a minor investment that will not drive residents away or cause unnecessary problems. If you do invest a small amount of money, and everything seems to be running smoothly without problems, you can keep your investment low for a long period of time. Consequently, you will make more money.
Loans
Players will unlock the first loan opportunity once they have reached their first milestone, however, more loans will be unlocked as you progress in the game. You can have 3 simultaneous loans, which can be repaid instantly with no extra cost. The following table outlines some of the loans, their amounts, and payment plans:
| Loan name | Amount | Payment plan |
| Pyramid Capital | 200 000 | 520 weeks |
| Global Credit Incorporated | 60 000 | 260 weeks |
| Silver Sunset Bank | 20 000 | 52 weeks |
Final thoughts
Cities: Skylines is a popular video game that invites players to enjoy an open-ended world with simulation elements. You can engage in urban planning by taking control of public services, zoning, road placements, and public transport in a city. It is your responsibility to manage the city’s pollution, budget, and employment levels, among others.
In the limited money gaming mode, you will have to manage your city’s money, meaning you are in control of all your city’s expenses and income. Moreover, you have to ensure that your income is more than your expenses. Luckily, there are various methods to obtain more money, and the most common is to experiment with your city’s taxes.