Unlocking the Treasures: A Comprehensive Guide to Guild Banks in Elder Scrolls Online

So, you’re ready to take your guild in The Elder Scrolls Online (ESO) to the next level? A guild bank is an essential tool for any thriving guild, allowing members to pool resources, share gear, and fund guild activities. But how exactly do you unlock this treasure trove? Let’s dive in.

The core requirement to unlock a guild bank in ESO is having at least 10 members in your guild. Once that membership threshold is met, you automatically gain access to the guild bank. You can access the guild bank by visiting any banker NPC located in major cities. The option to access your guild bank will appear alongside your personal banking options.

Deeper Dive: Guild Banks in ESO

Beyond the basic unlock, a guild bank is a complex and valuable feature. Let’s explore the nuances:

• Accessibility: Once unlocked, the guild bank is accessible via any NPC banker throughout Tamriel. Your personal bankers (Ezabi and other purchasable bankers) do not offer guild bank access.
• Permissions: The Guildmaster has complete control over who can deposit, withdraw, and even view the contents of each guild bank tab. Carefully consider assigning permissions based on rank and trust. This is critical to protecting your guild’s assets.
• Functionality: A guild bank acts as a shared storage space for items and gold. Players with the appropriate permissions can deposit and withdraw resources.
• Guild Size Matters: While you can withdraw from the guild bank if your guild drops below 10 members, you cannot deposit until you reach the required membership again.
• Switching Banks: If you’re a member of multiple guilds, you can easily switch between their respective banks. Simply click on the guild name at the bottom of the screen to bring up a menu allowing you to choose which guild bank to access.
• Acquiring More Space: Guilds can expand their guild bank capacity by purchasing additional tabs. These tabs offer significantly more storage space, crucial for growing guilds.
• Guild Bank Tabs: There should be a tab with a ‘+’ icon at the right side of your guild bank window, clicking it will allow you to purchase a new tab.

FAQs: Your Guild Bank Questions Answered

Here are 15 frequently asked questions about guild banks in The Elder Scrolls Online:

1. How do I upgrade my personal bank space?

   You can increase your personal bank space by speaking to a banker NPC and paying a fee that increases with each upgrade. You can have a maximum of 240 bank slots, but the total cost is substantial.

2. Are personal banks shared across characters?

   Yes, your personal bank is shared across all your characters on the same account, regardless of their faction.

3. Where can I find banks in ESO?

   Banks are located in most major cities and towns, including Khenarthi’s Roost, Auridon, Grahtwood, Greenshade, Malabal Tor, Reaper’s March, Stros M’Kai, and Betnikh.

4. Can I transfer a guild bank to another server?

   When performing a Guild Realm Transfer or Guild Faction Change, only the Guildmaster transfers. The Guildmaster takes the guild’s framework, including the guild bank, and must reassign ranks on the new realm.

5. What happens to the guild bank if the Guildmaster leaves?

   If the Guildmaster leaves the guild, leadership is typically transferred to the highest-ranking officer or the member who has been in the guild the longest. The new Guildmaster then assumes control of the guild bank and permissions.

6. Is it possible to get banned for stealing from the guild bank?

   While not a guaranteed ban, stealing from the guild bank will result in punishment. You’ll likely lose the stolen items and potentially additional assets. The ESO team may also issue a warning. Don’t risk it!

7. How do I make gold for the guild bank?

   Contributing to the guild bank often involves members donating gold or items. Some guilds implement dues or organize events to raise funds. Also each time you loot money from an enemy, an extra 5/10% money is generated and deposited directly into your guild bank.

8. Can I use a guild bank to trade with other players?

   While the guild bank isn’t directly for trading, it can facilitate internal guild trading. Members can deposit items they want to sell to other guildies, and those interested can withdraw them (often with a gold donation to the guild bank).

9. What’s the best way to manage guild bank permissions?

   Establish clear ranks within your guild and assign permissions accordingly. Limit withdrawal permissions to trusted members and consider creating a separate rank specifically for contributors.

10. How much does it cost to unlock all the guild bank tabs?

    The first two guild bank slots will cost you 350g in total. The other bank tabs cost 500g, 1000g, 2500g and 5000g, respectively. The total cost depends on how many tabs your guild requires.

11. Are there any addons that can help manage the guild bank?

    Yes! Several ESO addons enhance guild bank management. These addons can provide features like item tracking, deposit/withdrawal logs, and automated permission management. Research available addons on sites like ESOUI.com.

12. What’s the difference between a guild bank and a guild trader?

    A guild bank is a shared storage space. A guild trader, on the other hand, is an NPC merchant that your guild can hire to sell items to other players in the game. Guilds bid weekly for prime locations for their guild traders.

13. How do I find a guild with an active guild bank?

    Look for guilds that advertise active participation, regular events, and a strong sense of community. Ask about their guild bank policies during recruitment.

14. How do guilds use the guild bank?

    Guilds use the guild bank to store supplies for guild events, to store gear for guild members that need it, or they use the guild bank to save up gold for guild trader bids.

15. How do guild bank tabs get purchased?

    There should be a tab with a ‘+’ icon at the right side of your guild bank window, clicking it will allow you to purchase a new tab.

Maximizing Your Guild Bank’s Potential

A well-managed guild bank can be a game-changer for your guild. Here are some final tips:

• Establish Clear Rules: Outline the rules for depositing, withdrawing, and using the guild bank. Make these rules readily available to all members.
• Regular Audits: Periodically review the guild bank logs to ensure everything is accounted for and to identify any potential issues.
• Transparency: Keep members informed about the guild bank’s financial status and how the funds are being used.
• Community Involvement: Encourage members to contribute to the guild bank, fostering a sense of ownership and shared responsibility.

By following these guidelines, you can unlock the full potential of your guild bank and create a thriving community within The Elder Scrolls Online. Consider even researching the principles of the Games Learning Society to learn more about how people learn through games and how communities thrive within them. Visit GamesLearningSociety.org to explore this fascinating field.