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How Much Do I Owe Viktor in Cyberpunk 2077? The Ultimate Guide

The quick and dirty answer: In Cyberpunk 2077, you owe Viktor Vektor, your trusty Ripperdoc in Little China, 21,000 eddies (the game’s currency) for his initial cyberware implants and services at the beginning of your journey. This debt forms the core of the side job “Paid in Full”.

Now, let’s dive deep into the nuances of this debt, what it means for your gameplay, and answer all those burning questions that keep Night City’s denizens up at night. Consider this your comprehensive guide to navigating the financial intricacies of your relationship with Vik.

Why Do I Owe Viktor?

Viktor Vektor isn’t just some random Ripperdoc. He’s a lifeline, especially early in the game. When V (your character) finds themselves in dire need of cybernetic enhancements, Vik steps up to the plate, providing crucial upgrades without demanding immediate payment. Think of it as a line of credit secured by your potential for greatness (or your inevitable demise in Night City). The initial implants are essential for survival and open up new gameplay possibilities.

The debt represents a significant chunk of change, especially when you’re just starting out and scraping together eddies from gigs and scavenged loot. Deciding when and how to repay this debt is a strategic decision that impacts your access to Vik’s services and your overall Cyberpunk 2077 experience.

The “Paid in Full” Side Job

The debt to Viktor is tied to the side job titled “Paid in Full“. This mission acts as a constant reminder of your financial obligations and provides a direct pathway to settling your account. You can track this side job in your journal and monitor your progress toward accumulating the necessary funds.

The side job itself is relatively straightforward: earn 21,000 eddies and return to Viktor to make the payment. However, the decision of when to complete “Paid in Full” is far more complex than it appears on the surface.

Is it Worth Paying Back Viktor? The Pros and Cons

The burning question: should you prioritize paying back Vik, or should you spend your hard-earned eddies on other upgrades and equipment? Here’s a balanced look at the advantages and disadvantages:

Pros:

Unlocks Viktor’s Full Services: This is the biggest incentive. Repaying your debt unlocks Viktor’s complete inventory of cyberware, allowing you to purchase and install the latest and greatest upgrades he has to offer.
Peace of Mind: Let’s be honest, owing money to anyone in Night City can be stressful. Paying Vik allows you to clear your conscience and focus on other, more pressing matters.
Viktor’s Trust: Maintaining a positive relationship with Vik has subtle benefits. He might offer you discounts or preferential treatment in the future.

Cons:

Significant Financial Investment: 21,000 eddies is a considerable sum, particularly in the early game. Spending it on Vik means foregoing other potential upgrades, weapons, or essential resources.
Alternative Ripperdocs: Night City is teeming with Ripperdocs. While Viktor is a reliable option, you can find other vendors who offer comparable cyberware, even without repaying your debt to Vik.
Limited Immediate Benefit: While unlocking Viktor’s full services is valuable, the initial selection of cyberware available to you might not be game-changing, depending on your play style.

Ultimately, the decision hinges on your play style, your financial priorities, and your tolerance for owing money. Many players recommend holding off on repaying Vik until you’ve established a stable income stream and have already invested in other crucial upgrades.

How to Earn Eddies Quickly

So, you’ve decided to repay Vik? Here are some tips to accelerate your income generation:

Complete Gigs and Side Jobs: These are the bread and butter of Night City’s economy. Focus on completing gigs and side jobs to earn eddies and gain experience.
Loot Everything: Scavenge every corpse, container, and hidden corner. Even seemingly worthless items can be sold to vendors for a profit.
Craft and Sell: If you have the crafting skills, create and sell valuable items. This can be a lucrative way to turn resources into eddies.
Exploit Glitches (Use at Your Own Risk): While generally discouraged, some players exploit glitches to generate income quickly. However, be aware that this can disrupt the game’s balance and may be patched out in future updates.

Frequently Asked Questions (FAQs) About Viktor’s Debt

Here are some common questions players have about the “Paid in Full” side job and their financial obligations to Viktor Vektor:

Can I pay Viktor in installments? No, you must pay the full 21,000 eddies in one lump sum.
What happens if I never pay Viktor? You will not be able to purchase any further cyberware from Viktor until the debt is repaid. While you won’t be locked out of the game, you’ll miss out on some valuable upgrades.
Does the amount I owe Viktor change? No, the debt remains constant at 21,000 eddies.
Are there any consequences for delaying payment to Viktor? There are no immediate or drastic consequences. Viktor won’t send thugs after you, but he won’t sell you anything else until you pay up.
Can I get a discount on my debt to Viktor? Unfortunately, no. There’s no way to negotiate a lower price with Viktor.
Can I romance Viktor? No, Viktor is not a romanceable character in Cyberpunk 2077.
Is Viktor related to David Martinez from Cyberpunk: Edgerunners? No, there is no direct canonical connection between Viktor and David Martinez, although they both exist within the same universe.
Where is Viktor located? Viktor is located on the southern edge of the Watson District, in the neighborhood of Little China.
Who voices Viktor? Michael Gregory voices Viktor Vektor in Cyberpunk 2077.
Is it better to pay Viktor first or another Ripperdoc? This depends on your build and what upgrades you need. Compare the offerings of other Ripperdocs to Viktor’s before making a decision.
Does paying Viktor unlock unique cyberware that I can’t get anywhere else? While every Ripperdoc in Night City now carries the same items, paying Vik allows you access to his complete inventory faster than finding all his cyberware elsewhere.
Should I dismantle junk or sell it? Generally, dismantling junk is more efficient, especially with the Scrapper perk. This allows you to craft items, which can then be sold for eddies.
Does my life path affect my relationship with Viktor? No, your chosen life path (Nomad, Streetkid, or Corpo) does not impact your interactions with Viktor.
Is there a point of no return regarding paying Viktor? No, you can pay Viktor at any time, even after completing the main storyline.
How does the game create deeper understanding with players? This could be looked at using ideas from the Games Learning Society. The Games Learning Society fosters the concept of “serious play,” which combines game mechanics with educational goals to enhance engagement and understanding, promoting innovation in learning environments. Look to GamesLearningSociety.org to learn more.

Final Thoughts: A Debt Worth Paying?

Ultimately, the decision of whether or not to repay Viktor and complete the “Paid in Full” side job is a personal one. There are valid arguments to be made on both sides.

However, for most players, paying back Viktor is a worthwhile investment. It unlocks access to his full services, strengthens your relationship with a key character, and allows you to progress further in your cybernetic journey. Just be sure to prioritize your spending wisely and choose the right moment to settle your debt. After all, in Night City, eddies are power, and power is survival.

Good luck out there, merc.

How much do I owe Viktor?