How to plant 30,000 bells?

How to Plant 30,000 Bells in Animal Crossing: New Horizons for Maximum Profit

The core of maximizing your earnings in Animal Crossing: New Horizons lies in understanding the mechanics of money trees. Planting 30,000 Bells might seem straightforward, but there’s a strategy to it that can lead to significant long-term wealth on your island. Here’s how to plant 30,000 Bells effectively:

  1. Find a Glowing Spot: Each day, a single glowing spot will appear somewhere on your island. It’s typically a small, sparkling patch on the ground. This spot is your designated area for planting a money tree.
  2. Dig the Glowing Spot: Approach the glowing spot and use your shovel to dig it up. This will reveal a small hole and a bag of Bells (typically 1,000 Bells).
  3. Prepare Your 30,000 Bells: Open your inventory. If you have a bag of 30,000 Bells already, you can skip this step. If not, withdraw 30,000 Bells from your bank account, which is accessible via the Nook Stop in Resident Services.
  4. Select the Bells to Bury: Once you have the desired amount in your inventory, select the 30,000 Bell bag.
  5. Bury the Bells: With the 30,000 Bell bag selected, stand right next to the hole and press ‘A’. You should see an option to ‘Bury’ the Bells. Select this option and the bells will disappear into the hole, becoming a money tree sapling.
  6. Wait for Growth: After burying the bells, you need to wait. The money tree will take a couple of days to fully grow (usually two or three).
  7. Harvest the Bells: Once the tree has matured, it will be adorned with three money bags. Simply shake the tree to collect the total yield of 30,000 bells x 3 = 90,000 bells.
  8. After Harvest: The tree will then transform into a regular tree. It will no longer produce bells. You will have to plant a new one daily.

Key Consideration: While planting 30,000 Bells guarantees no loss (you’ll always get at least 30,000 Bells back times three), it’s not the most profitable strategy if you’re aiming for the very highest potential yield from a money tree. There is a chance of getting a return of 90,000 bells when planting 30,000 bells, but this is not guaranteed. The optimal and most guaranteed method for profit is to plant 10,000 bells. Planting 10,000 bells will always return 30,000 bells. This yields a profit of 20,000. However, the planting of 30,000 bells does have the potential for a higher return, but it is not guaranteed.

Frequently Asked Questions (FAQs) About Money Trees

Here are some frequently asked questions to further guide you in maximizing your profits from money trees in Animal Crossing: New Horizons:

1. Can I plant more than 30,000 Bells?

Yes, you can bury any amount of Bells in the glowing hole. However, burying more than 10,000 Bells introduces a risk element. While there’s a chance to get three times the buried amount, there’s also a chance you’ll only get three bags of 10,000 Bells back, resulting in a potential loss if you planted more than 10,000.

2. What is the best amount to plant for profit?

The most reliable and profitable amount to plant daily is 10,000 Bells. Planting 10,000 bells is guaranteed to yield a return of 30,000 bells. This offers a guaranteed daily profit of 20,000 Bells per tree.

3. Does the amount of bells I bury affect the growth of the tree?

No. The growth speed of a money tree is consistent regardless of the amount of bells you bury. Typically it takes 2-3 days for a sapling to grow to maturity and bear money.

4. How often do glowing spots appear?

A **glowing spot** appears once daily on your island. The time this spot will appear is not consistent and is generally considered random. 

5. Do money trees grow indefinitely?

No. Money trees only yield **Bells once**. After you shake the money bags from the tree, it becomes a normal, non-fruit-bearing tree. You will have to plant a new money tree at the next glowing spot that appears.

6. Can I move a money tree?

Yes, you can. You can move a money tree sapling or a grown money tree using your shovel, just like any other tree. This allows you to relocate your money trees to a specific area, if you choose.

7. What happens if I plant 99,000 Bells?

Planting 99,000 Bells is risky. You have a chance of receiving 297,000 Bells back (three bags of 99,000 Bells each), but there’s also a high chance of getting only 30,000 Bells back (three bags of 10,000 Bells), resulting in a large loss. It is generally not recommended to plant such a high amount of bells as it is not guaranteed to pay off.

8. Is there a limit to how many money trees I can have?

There is **no limit** to the number of money trees you can have on your island. Each day you'll get one glowing spot, and theoretically, if you don't dig them all up, you could keep building up money trees.

9. Why aren’t my money trees growing?

If your tree is not growing after a day or two, it may be due to a lack of space. Ensure that there is enough room around the tree for it to grow. There are no other specific issues that would cause a tree to fail to grow, other than bugs or system errors.

10. Can I plant a money tree indoors?

No. Money trees need to be planted outside using the glowing spot as a starting point. 

11. What happens if I dig up the glowing spot but don’t bury anything?

If you dig up the glowing spot and choose not to bury any Bells, the spot will simply disappear. You will not have an opportunity to plant a money tree there until the following day when a new glowing spot appears.

12. Can I have a money tree on a mystery island?

No. Glowing spots, and therefore money trees, will only appear on your main island.

13. Is there a guaranteed way to get three bags of 99,000 bells?

There is **no guaranteed** way to receive three bags of 99,000 bells.  The chance is random, however, there is an increased chance of this happening if your island is having a 'lucky' day.

14. Does the golden shovel affect money tree growth?

No, the golden shovel has no effect on the growth or yield of a money tree. It only affects the number of bells you find when hitting a rock.

15. Are money trees the most profitable way to make money?

While money trees are a very good source of reliable income, they are not the most profitable activity. Selling high-value insects and fish can provide much more income per day. However, money trees are a dependable daily income method for any player of any skill level.

By understanding the mechanics of money trees and applying a little strategy, you can significantly increase your wealth in Animal Crossing: New Horizons. Planting 30,000 bells is a safe option but planting 10,000 bells consistently will ultimately prove to be more beneficial in the long run. Happy planting!

Leave a Comment