How Much Money Should You Bury in Animal Crossing? Maximizing Your Bell Yield
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The age-old question for any aspiring Animal Crossing tycoon is: how much money should I bury to get the best return? The short answer? Bury 10,000 Bells each time you find a glowing spot. This strategy guarantees a 30,000 Bell payout, tripling your initial investment and providing a reliable daily income. However, the nuances of money tree farming go a bit deeper. Let’s delve into the mechanics and explore why this is the most consistently profitable approach.
Understanding Money Tree Mechanics
The Glowing Spot
Every day, a glowing spot appears somewhere on your island in Animal Crossing: New Horizons. Digging it up initially yields 1,000 Bells. Crucially, this spot isn’t just for retrieving a quick buck – it’s your opportunity to cultivate a money tree. You can bury any amount of Bells back into this hole. This action turns the spot into a sapling, which will grow into a money tree after a few days.
The Risk-Reward Balance
Here’s where it gets interesting. While you can bury any amount, burying anything more than 10,000 Bells introduces an element of risk. The game employs a probability system when it comes to the payout.
- Burying 10,000 Bells: This guarantees that the tree will yield three bags of 10,000 Bells each, for a total of 30,000 Bells. A surefire profit of 20,000 Bells.
- Burying between 10,001 to 99,999 Bells: This opens up a probabilistic outcome. There is a 70% chance that the tree will still only produce three bags of 10,000 Bells. There’s a 30% chance it will produce three bags of the amount you buried. This means you risk losing bells if you don’t get the 30% chance payout.
Why 10,000 Bells is the Smart Choice
While the potential to receive three bags of 99,000 Bells from burying 99,000 Bells might sound enticing, the 70% chance of the tree reverting to three bags of 10,000 Bells makes this risky and statistically unprofitable. The consistent return of 30,000 Bells from burying 10,000 Bells ensures reliable income and mitigates potential loss. You’re essentially getting a daily guaranteed 20,000 Bell profit with every tree.
Long-Term Profitability
Over time, this strategy becomes incredibly effective. By burying 10,000 Bells in every daily glowing spot, you’re guaranteed to generate 7,300,000 Bells per year (based on 365 trees). This provides a solid and reliable daily income to finance all your island adventures. If you are risk tolerant, burying a high amount like 99,000 on the 30% chance may be a strategy you wish to follow. However, the most profitable strategy is to bury 10,000 bells in order to maintain a consistent income without risk of loss.
No Regrowing Bells
It’s crucial to remember that money trees only produce Bells once. After you shake the bags off, the tree becomes a regular hardwood tree. This means you can’t rely on a single tree for continuous income. Instead, the daily glowing spot is your source for growing new money trees each day.
Frequently Asked Questions (FAQs) about Money Trees
1. Can I bury more than 10,000 Bells?
Yes, you can bury more than 10,000 Bells, but it’s not always the most profitable strategy. Burying between 10,001 and 99,999 Bells introduces a chance that the tree will revert to 3 bags of 10,000 Bells (70% chance) instead of growing to the desired 3 bags of the higher value you buried (30% chance).
2. What happens if I bury 99,000 Bells?
If you bury 99,000 Bells, there is a 70% chance that you’ll only get 30,000 Bells (3 bags of 10,000 Bells). There is a 30% chance that you’ll get 3 bags of 99,000 bells. This makes it a high-risk, high-reward option.
3. Do money trees regrow Bells?
No, money trees only produce Bells once. Once you shake the bags off, the tree becomes a regular hardwood tree.
4. How long does it take for a money tree to grow?
It usually takes 5 to 6 days for a money tree to fully mature and bear Bell bags.
5. What’s the maximum amount a money tree can produce?
The maximum amount a money tree can produce from a single harvest is 297,000 bells ( 3 bags of 99,000 bells). It is not guaranteed, only a 30% chance if you bury 99,000 bells. The most guaranteed amount a money tree can produce is 30,000 bells (3 bags of 10,000 bells).
6. Can I move a money tree after I’ve planted it?
Yes, you can dig up and replant a money tree after you’ve buried the Bells and before it matures into a full-sized tree.
7. How many money trees can I have on my island?
There’s no limit to the number of money trees you can grow on your island. As long as you find a glowing spot each day, you can grow another money tree.
8. What happens if I don’t bury Bells in the glowing spot?
If you only dig up the glowing spot and take the initial 1,000 Bells without burying anything, the spot will be gone for the rest of the day. You can’t rebury bells in a hole you’ve already removed the item from that day.
9. Can I bury stacks of Bells in the glowing hole?
Yes, you can bury stacks of bells, but doing so does not increase your odds of a higher payout. The game only cares about the total value you bury, not whether it is in a single bag or stack.
10. Does burying 100 Bells guarantee 300 Bells?
Yes, burying 100 Bells will always grow a tree that yields three 100-bell bags, and this pattern is consistent through 1,000 bells. This is a 100% guaranteed return of triple your investment. After 10,000 Bells, risk increases for greater return, but has a risk of dropping to 30,000 bells if you gamble on 10,001 to 99,999.
11. What’s the best thing to bury for profit?
The most reliable method for profit is to bury 10,000 Bells. This guarantees 30,000 Bells in return, providing a consistent 20,000 Bell profit each time.
12. How much money can I carry on my person?
You can carry a maximum of 99,999 Bells in your wallet and hold fifteen 99,000 Bell bags in your pockets. This means you can have up to 1,584,999 Bells on hand at any given time.
13. What is a “golden hole”?
The glowing spot is often referred to as a “golden hole.” It’s the daily spot on your island where you can dig up 1,000 Bells and bury more for a chance to grow a money tree.
14. Why did my money tree turn into a hardwood tree?
Once the money tree has produced its Bell bags, it will revert to a regular hardwood tree. This is a normal part of the game mechanic.
15. Is there a real-life money tree?
The concept of a money tree is based on a myth, though the plants with that name are real. Many are thought to symbolize good fortune.
Conclusion
While the allure of big payouts from burying higher amounts is tempting, burying 10,000 Bells is the most consistent and profitable strategy for growing money trees in Animal Crossing: New Horizons. It offers a dependable daily profit and allows for reliable income generation to fuel your island endeavors. So, keep an eye out for that glowing spot each day and plant wisely!