The Great Bell Gamble: What Happens When You Bury 99,000 Bells in Animal Crossing?
Fast answer first. Then use the tabs or video for more detail.
- Watch the video explanation below for a faster overview.
- Game mechanics may change with updates or patches.
- Use this block to get the short answer without scrolling the whole page.
- Read the FAQ section if the article has one.
- Use the table of contents to jump straight to the detailed section you need.
- Watch the video first, then skim the article for specifics.
The allure of quick riches is strong in Animal Crossing, and the mysterious glowing spot in the ground is a constant temptation. Players often wonder what the best strategy is when planting bells, specifically: what happens when you bury a whopping 99,000 bells? Let’s dive into the details and the potential outcomes.
The Short Answer: Burying 99,000 bells in the glowing hole in Animal Crossing is a gamble. There’s a chance you’ll hit the jackpot and grow a money tree that yields three bags of 99,000 bells each, for a total of 297,000 bells. However, there’s also a risk you’ll only get three bags of 10,000 bells, effectively losing money. The game decides which outcome occurs the moment you bury the money, not when the tree matures.
The Mechanics of Money Trees
How They Work
The daily glowing spot isn’t just a place to dig up a few bells; it’s also the key to cultivating a money tree. When you bury a bag of bells, the game determines whether the tree will yield the maximum or minimum reward. The exact percentage chance is often discussed and debated in the community but seems to generally be around a 70% chance of receiving 3x 100,000 bells (or if you bury 99000, 3×99000) and a 30% chance of receiving 3x 10000 bells. The amount buried determines the potential rewards, but not a guarantee of the most desirable outcome.
The Gamble
This is the core of the “gamble” – burying anything more than 10,000 Bells carries a significant risk. While some players have reported a higher success rate with the higher amount, it isn’t foolproof. You are essentially wagering your bells for a chance at a much larger return, but also accepting a significant loss if things do not go as hoped.
The Payoff
If you win the gamble, the money tree will grow three bags of 99,000 bells, resulting in a net profit of 198,000 bells which is always a welcome boost to any islander’s funds. However, if you get the lower result, your three 10,000 bells bags are a loss of 69,000 bells.
Practical Advice: Should You Plant 99,000 Bells?
Given the risk, is planting 99,000 bells a good idea? Here are some things to consider.
Risk vs. Reward
The potential reward is definitely appealing. A quick 198,000 bell profit is a fantastic way to fund your island upgrades and projects. However, the risk is also substantial. Losing 69,000 bells can be quite a hit, especially for newer players or those working on large-scale projects.
The 10,000 Bell Guarantee
Burying only 10,000 bells guarantees that the tree will sprout with three bags of 10,000 bells each, resulting in a consistent 30,000 bell return. While it is a modest return, it is a safe bet with no chance of losing money.
Testing and Reports
Many players have shared varying experiences and anecdotal success rates when burying different amounts. However, most testing and research suggests that planting more than 10,000 bells doesn’t guarantee a return greater than 30,000 bells. It remains a gamble with no sure thing.
Gamble Wisely
The general consensus within the Animal Crossing community is to gamble wisely. If you’re comfortable with the risk and have plenty of bells to spare, then planting 99,000 bells might be an exciting option. However, if you prefer a more stable and reliable method of income, sticking to 10,000 bells is the safer choice.
Frequently Asked Questions (FAQs) about Money Trees
1. What is the maximum number of Bells I can bury in one go?
The maximum amount you can bury at a time is 99,000 bells.
2. What is the most I can get from a money tree?
The most you can get from a single money tree is 297,000 bells, which comes from planting 99,000 bells and getting three bags of 99,000 bells.
3. Is there a guaranteed return if I bury a large amount of bells?
No, there is no guaranteed return of more than 30,000 bells. Planting more than 10,000 bells is always a gamble.
4. Can I bury more than one bag of bells at a time?
No, you can only bury one bag of bells in the glowing spot per day.
5. If I plant 30,000 bells, am I guaranteed 90,000 bells back?
No. Like with any amount above 10,000 bells, the result is a gamble. You may receive three bags of 30,000 bells, or three bags of 10,000 bells.
6. If I don’t like the location of my money tree, can I move it?
Unfortunately, you cannot move a money tree once it’s planted. You can dig it up immediately after burying the money if you want to plant it somewhere else.
7. How long does it take for a money tree to grow?
A money tree will grow into a fully mature tree and produce bell bags in two to three days.
8. Is there a limit to how many money trees I can have?
You can only grow one money tree per day.
9. How do I identify the glowing spot?
The glowing spot is a small patch of shimmering ground that appears randomly somewhere on your island daily.
10. Is it better to plant 10,000 bells every day, or is planting more a viable strategy?
Planting 10,000 bells is the only method with a guaranteed return of 30,000 bells. Planting more is a gamble, with the possibility of greater profit, but also a potential loss. It depends on your risk tolerance.
11. Does burying more bells increase the chances of getting a better result?
There is no evidence to suggest this, however, many players have reported a higher success rate with the higher amount. The game appears to assign an outcome at the moment the money is planted.
12. What happens if I bury bells and then time travel?
Time traveling may affect the growth and progress of your trees, so it’s recommended to avoid time travel if you want to ensure consistent results.
13. What is the golden shovel and how does it relate to money trees?
The golden shovel is a tool that is only used for digging, it does not affect the chances of a money tree.
14. Are there any other types of trees that give bells?
No, the money tree is the only tree that produces bags of bells.
15. What happens if I bury bells but don’t water the tree?
Money trees do not need watering to grow. They will grow regardless, as long as they have been buried in the daily glowing spot.
Conclusion
Burying 99,000 bells in Animal Crossing is a high-stakes game. While the potential payout of 297,000 bells is incredibly enticing, the risk of losing bells is equally significant. Whether you decide to take the gamble depends entirely on your comfort level and your island’s needs. Remember to gamble wisely and have fun exploring the many intricacies of island life!