What is the Most Money Tree in Animal Crossing?
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The most lucrative money tree in Animal Crossing: New Horizons is one that yields three bags of 99,000 Bells, for a total of 297,000 Bells. While this is the maximum potential payout, achieving this outcome isn’t guaranteed, and it’s crucial to understand the mechanics behind money tree growth to maximize your earnings. There isn’t a specific ‘most money tree’ that is better than the other, the potential is the same, but the mechanics of growing them are very important. The best way to get the maximum payout is by being careful, and patient.
How Money Trees Work
Money trees are a unique feature in Animal Crossing where you can bury Bells in a glowing spot on your island to grow a tree that yields Bells instead of fruit. Here’s the basic process:
- Find a Glowing Spot: Each day, a single glowing spot will appear on your island.
- Bury Bells: Equip your shovel, select a bag of Bells from your inventory, and select “bury in hole” when standing on the glowing spot.
- Sapling Grows: A small sapling will sprout in the hole.
- Wait a Few Days: After a few days, the sapling will grow into a money tree.
- Shake the Tree: Shake the tree to harvest your Bells. It will yield three bags of Bells, the amount depending on what you originally buried, and then revert to a regular hardwood tree.
The key variable that determines the final yield is the amount of Bells you bury. While the most common strategy is to bury 10,000 bells, to get a guaranteed yield of 30,000 bells, the true potential is in burying more. However, this comes with an element of risk.
Maximizing Money Tree Yield
To maximize the potential of your money tree, the goal is to obtain a tree that yields 3 bags of 99,000 Bells, totaling 297,000 Bells. Here’s what you need to understand:
- Burying 10,000 Bells: Planting exactly 10,000 Bells guarantees a return of 30,000 Bells (three bags of 10,000 Bells) every time. This is the safe, consistent method.
- Burying More Than 10,000 Bells: When you bury more than 10,000 Bells, the outcome becomes less certain. There is a chance of getting three 99,000 Bell bags, but also a chance of only getting three 10,000 Bell bags.
- The 99,000 Bell Risk: Burying the maximum amount of 99,000 Bells provides the potential of a 297,000 Bell payout, but it’s not a given. Some players find that burying 99,000 Bells will return only 30,000 Bells, making it a significant loss. The risk comes from the fact that, statistically, there is a lower probability of this method working, which can be very frustrating.
- Maximum Potential, Not Maximum Probability: Even though the potential payout of 297,000 Bells is the highest, the chance of actually getting that is a gamble that many players are not willing to make.
Strategic Planting
Considering these factors, the strategic approach involves understanding the risk. The method of burying 10,000 bells ensures that you double your earnings on the same day with no risk. So, in the long run, this is the more reliable option. The alternative is to take a gamble, and potentially lose out on a lot more Bells. However, if you’re willing to take the chance, burying 99,000 Bells is where the maximum yield of 297,000 Bells resides.
Ultimately, the ‘most money tree’ in Animal Crossing is the one that yields the maximum payout of 297,000 Bells, but the path to achieving that outcome is not always guaranteed. It’s about understanding the risks and choosing the strategy that aligns with your playstyle.
Frequently Asked Questions (FAQs)
Here are some frequently asked questions to further clarify money tree mechanics:
1. What is the maximum amount of Bells a money tree can produce?
The maximum amount a money tree can produce is 297,000 Bells, which comes from three bags of 99,000 Bells.
2. Is it guaranteed that burying 99,000 Bells will give me 297,000 Bells?
No, it is not guaranteed. When you bury more than 10,000 Bells, there is a random chance that the tree will grow and give you three bags of 10,000 bells instead, which means you lose money.
3. Can I grow more than one money tree per day?
No, only one glowing spot appears per day, so you can only grow one money tree a day.
4. What happens to the money tree after I shake off the Bell bags?
Once you shake off the Bell bags, the money tree will revert to a normal hardwood tree and no longer bear any fruit.
5. Is there a limit to how many Bells I can bury in the glowing hole?
Yes, the maximum amount of Bells you can bury is 99,000 Bells.
6. How long does it take for a money tree to grow?
It usually takes a couple of days for the sapling to grow into a full-sized money tree.
7. Do money trees need to be watered?
No, money trees do not need to be watered. They grow on their own as long as they are planted in the glowing spot.
8. Can I move a money tree after I’ve planted it?
Yes, you can dig up the sapling immediately after planting it and relocate it.
9. Why are my money trees not growing?
If your money trees are not growing, make sure you buried the Bells in the glowing spot using a shovel. It is also important to wait a few days for the sapling to grow. It is very rare that it will not grow.
10. Is it more profitable to just plant 10,000 Bells each time?
Planting 10,000 bells provides a safe, consistent return. It might be a slower way of gaining Bells, but it is a safe option.
11. Can I plant money trees on other people’s islands?
Yes, you can plant money trees on other players’ islands if they allow you to.
12. What is the best strategy for farming money with money trees?
The most reliable strategy is to plant 10,000 bells every day, for a safe 30,000 bell return. If you’re willing to gamble, plant 99,000 to have a chance of getting 297,000 bells, but be aware that this isn’t guaranteed.
13. What is the deal with the golden shovel?
The golden shovel is an upgrade that allows you to bury Bells and grow a money tree, but is not essential. You acquire the golden shovel by assisting Gulliver 30 times.
14. Do gold nuggets increase the chance of growing high payout money trees?
No, gold nuggets do not have any effect on money trees. They are used for crafting, and are an important asset.
15. Can the glowing spot re-appear in the same spot the following day?
No, the glowing spot will appear at a random location each day.
Understanding the mechanics of money trees is crucial for maximizing your earnings in Animal Crossing: New Horizons. Whether you prefer the safety of a guaranteed 30,000 Bells or the risk of aiming for 297,000 Bells, the choice is yours, and this knowledge will help you make the best decision for your island and gameplay.